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Upper Tribunal partially suspends FCA motor finance scheme

Tuesday, 1 December 2026

Regulator

Conduct

Risk Domain

General Regulatory

Business Line

Retail Banking

Legal challenges have delayed and partially suspended the FCA's motor finance redress scheme. Firms face prolonged uncertainty on scope, timing and quantum of remediation, with hearings potentially extending into 2027 depending on disclosure and expert opinion applications.

CAL-2026-12-01-001