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IncreasingMedium2026-06-17

Amplifi Capital UK Enters Administration Affecting Consumer Lending

ConductOtherGeneral RegulatoryRetail BankingUnited KingdomConf: High
Regulatory Event

Amplifi Capital (UK) Limited, trading as Reevo Money and My Community Finance, entered administration on 9 June 2026 with Interpath joint administrators appointed.

Analysis

The FCA-authorised firm operated personal lending and credit brokering to credit unions. Its administration raises continuity and consumer harm questions across linked credit union lending and savings products, and may invite supervisory review of credit broker oversight.

Relevance

Highlights operational and conduct risks in consumer credit brokerage and credit union partnerships under FCA supervision.

Required Action

Action Required

Assess exposures to Amplifi, partner credit unions MCB and CCB, and update consumer credit counterparty and operational continuity risk assessments.

Justification

Failure of an FCA-authorised lender/broker tied to credit unions signals risks in subprime consumer credit and partnership models.

Control Commentary

Risk teams should review partnership credit broker oversight, customer redress exposure, and continuity planning for jointly serviced loan books. Update RCSA on third-party credit broker risk and consumer harm.

Source

On 9 June 2026, FCA-authorised Amplifi Capital (UK) Limited entered administration with Interpath administrators appointed. Amplifi traded as Reevo Money (personal loans) and My Community Finance (credit broker to MCB and CCB).

RH-2026-06-12-002