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UncertainMedium2026-06-12

BoE/Ipsos inflation attitudes survey informs expectations risk

PrudentialGuidanceConductRetail BankingUnited KingdomConf: Medium
Regulatory Event

The Bank of England published the May 2026 BoE/Ipsos Inflation Attitudes Survey assessing public inflation expectations and views of the Bank.

Analysis

The quarterly survey gauges household inflation expectations, a key input to monetary policy and consumer behaviour modelling. Shifts can affect deposit pricing, mortgage demand and conduct risk around cost-of-living vulnerable customers.

Relevance

Inflation expectations influence rate path, customer behaviour and conduct risk on vulnerable cohorts.

Required Action

Action Required

Factor inflation expectations data into rate, conduct and pricing risk assessments.

Justification

Public inflation expectations are a leading indicator for monetary policy and retail conduct exposures.

Control Commentary

Integrate inflation attitudes data into ALM, deposit pricing and vulnerable customer monitoring frameworks. Review conduct controls and affordability assessments in light of expectations shifts.

Source

Quarterly Bank of England survey conducted by Ipsos assessing public attitudes to inflation and awareness of the Bank's work.

RH-2026-06-15-003