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IncreasingHigh2026-07-17

FinCEN proposes to sever H-Pay and Huione successors from US system

AML / Financial CrimeRulemakingAMLWholesale BankingUnited StatesConf: High
Regulatory Event

FinCEN proposed amending its October 2025 Huione Group Final Rule to cover Cambodia-based H-Pay Service PLC and successor entities.

Analysis

FinCEN moves to close circumvention risks by extending its Section 311 special measure to Huione successor entities used to launder cyber heist and pig butchering proceeds. FIs must update watchlists and correspondent banking controls to prevent indirect exposure.

Relevance

Expands prohibited counterparties for US FIs and correspondents; heightens risk for virtual asset and Southeast Asia payment flows.

Required Action

Action Required

Screen for H-Pay Service PLC and Huione successor entities; block correspondent access and update sanctions/311 controls.

Justification

Section 311 successor designation directly restricts correspondent and payments relationships.

Control Commentary

Sanctions and financial crime teams to add H-Pay and Huione successors to screening; assess correspondent, VASP, and Southeast Asia payment exposures; document controls.

Source

FinCEN issued a proposed rule amending its October 2025 Huione Group Final Rule to include Cambodia-based H-Pay Service PLC and successor entities, guarding against circumvention of being cut off from the US financial system.

RH-2026-06-24-002