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IncreasingMedium2026-07-17

FINRA reminds carrying members of daily reserve computation compliance

Banking SupervisionGuidanceGeneral RegulatoryCapital MarketsUnited StatesConf: High
Regulatory Event

FINRA reminded carrying members of the SEC's compliance date for required daily customer and PAB reserve computations for firms with average total credits at or above $500 million.

Analysis

FINRA highlights SEC Division of Trading and Markets guidance on reserve deposit adjustments related to sweep program credits. Larger carrying members must operationalize daily reserve computations and reporting mechanics.

Relevance

Directly impacts broker-dealer liquidity operations, customer protection compliance, and reporting controls.

Required Action

Action Required

Confirm readiness for daily reserve computations and implement SEC guidance on sweep program credit reserve adjustments.

Justification

Compliance date reminder with operational and control implications for large carrying broker-dealers.

Control Commentary

Broker-dealer operations to validate daily reserve computation process, sweep credit adjustment logic, and reporting; confirm audit trail and governance sign-off.

Source

FINRA reminds carrying members of the SEC's compliance date for required daily customer and PAB reserve computations applicable to members with average total credits equal to or greater than $500 million, and highlights SEC guidance on sweep program credit reserve adjustments.

Information Notice 6/29/26

Published: 2026-07-17

RH-2026-06-30-002