Bank of England publishes July 2026 Financial Stability Report
The Bank of England released the July 2026 Financial Stability Report setting out the FPC's assessment of UK financial system risks.
The FSR provides the FPC's periodic assessment of UK financial stability, including systemic vulnerabilities and mitigating actions. It informs macroprudential policy, including the countercyclical capital buffer setting. Institutions should integrate the report's risk themes into their risk appetite reviews and scenario planning.
Sets the macroprudential tone for UK financial institutions and signals areas of heightened supervisory focus.
Action Required
Risk teams should map the FSR's identified vulnerabilities to internal risk registers, stress scenarios, and management information.
The FSR is a primary strategic input for enterprise risk and capital planning across all UK-regulated firms.
Update RCSA risk themes to reflect FPC-identified vulnerabilities from the July 2026 FSR; align stress testing narratives and CCyB planning to the report's outlook.
“The Financial Stability Report sets out the FPC's view on the stability of the UK financial system and what it is doing to remove or reduce any risks to it.”
Published: 2026-07-07