HK Deposit Protection Board publishes 2025-2026 Annual Report
HK Deposit Protection Board reported HK$3.6 trillion of deposits covered and record 86.7% public confidence in the Scheme.
Annual report evidences expanding scheme coverage and public confidence, supporting financial stability during periods of stress. Banks should ensure accurate DPS representation, correct levy calculations and readiness for payout simulation exercises.
Reinforces prudential and consumer-protection expectations on Scheme member banks in Hong Kong.
Action Required
Review deposit protection disclosures, levies and depositor communications against updated Scheme data.
Strategic indicator of depositor confidence and Scheme scale relevant to resolution planning and liquidity risk assumptions.
Reconfirm DPS member obligations, disclosure controls and payout readiness; align resolution and liquidity assumptions with reported coverage levels.
“HK Deposit Protection Board published its 2025-2026 Annual Report: HK$3.6 trillion deposits covered, record 86.7% public confidence and strong awareness of the Scheme.”
Published: 2026-07-10