EBA final Guidelines on third-country branch authorisation
The EBA published final Guidelines on the authorisation of third-country branches under the Capital Requirements Directive.
The Guidelines specify supervisory expectations for authorising TCBs under CRD, covering documentation, governance, risk management and prudential requirements. They shape market access for non-EU banks and could trigger restructuring of EU branch operations.
Directly affects non-EU banks operating branches in the EU and their booking models with EU clients.
Action Required
Third-country banking groups should review EU branch authorisation files, governance, capital endowment and booking model against the new Guidelines.
Finalises a key element of the CRD6 TCB regime, with material implications for cross-border banking structures.
TCB regime: perform gap assessment against EBA Guidelines for EU branches. Review governance, capital, liquidity and booking arrangements. Coordinate with home/host supervisors on authorisation resubmissions.
“The EBA publishes final Guidelines on the authorisation of third-country branches under the Capital Requirements Directive.”
Published: 2026-07-07