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StableMedium2026-07-31

FDIC publishes April 2026 CRA examination ratings

PrudentialOtherGeneral RegulatoryRetail BankingUnited StatesConf: Medium
Regulatory Event

FDIC released its list of state nonmember banks evaluated for CRA compliance in April 2026.

Analysis

The routine disclosure identifies CRA ratings for state nonmember banks. Institutions should use the list to benchmark performance, monitor peer standings, and validate community reinvestment strategies ahead of upcoming exams.

Relevance

Supports CRA compliance benchmarking and reputational risk assessment for US retail banks.

Required Action

Action Required

Benchmark internal CRA performance against published ratings and refresh community reinvestment programs.

Justification

Routine but relevant disclosure informing CRA compliance and community reinvestment strategy.

Control Commentary

Review FDIC CRA rating list to benchmark peers and validate readiness for upcoming CRA examinations; update community reinvestment plans accordingly.

Source

The FDIC issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in April 2026.

RH-2026-07-20-003