EBA consults on enhanced depositor protection under revised DGSD
EBA launched consultations on Guidelines and technical standards implementing the revised Deposit Guarantee Schemes Directive.
The EBA is operationalising the revised DGSD via multiple consultations covering investment of available financial means, depositor information disclosures and cross-DGS information exchange. Banks will face updated obligations for depositor data quality, single customer view files and disclosures.
Directly affects retail deposit-taking institutions' compliance obligations, data readiness and DGS contributions.
Action Required
Review consultation papers on DGS investment, depositor information and information exchange; assess impact on deposit operations and respond.
Revised DGSD implementation reshapes depositor protection obligations across all EU deposit-takers.
Map current SCV and depositor disclosure processes against draft ITS; identify gaps in information exchange with home/host DGS and prepare consultation response.
“The EBA consults on rules to further improve depositor protection under the revised Deposit Guarantee Schemes Directive: Consultations on Guidelines on investment of available financial means, ITS on depositor information, ITS on information exchange, and RTS.”
Published: 2026-07-23