Federal Reserve issues FOMC statement
The Federal Reserve released its FOMC monetary policy statement.
The FOMC statement conveys the Fed's policy stance and affects funding costs, NIM, and asset valuations. Treasury and ALM teams should refresh scenario analyses and communicate any material shifts to risk committees.
Monetary policy directly shapes IRRBB, liquidity, and credit risk trajectories across all banking books.
Action Required
Update interest rate risk, liquidity, and ALM assumptions in line with the latest FOMC guidance.
FOMC decisions are systemic drivers of market and interest rate risk.
Market risk: incorporate FOMC signals into IRRBB and liquidity stress scenarios. Reassess deposit beta assumptions and reprice funding plans as needed.
“Federal Reserve issues FOMC statement”
Published: 2026-07-29