EIOPA insurance dashboard flags rising cyber and geopolitical risk
EIOPA's July 2026 Insurance Risk Dashboard reports broadly stable medium-level risks but intensifying cyber and geopolitical exposures.
While the overall EU insurance risk profile is stable, EIOPA flags growing cyber and geopolitical vulnerabilities. Insurers should expect supervisory challenge on cyber underwriting, ICT resilience under DORA, and geopolitical stress testing.
Highlights escalating non-financial risks in an otherwise stable insurance sector.
Action Required
Enhance cyber risk controls and geopolitical scenario analysis within Solvency II ORSA and operational resilience frameworks.
Dashboard signals supervisory focus areas for insurers and reinsurers over the coming cycle.
Update cyber and geopolitical risk assessments in ORSA. Verify DORA readiness, review reinsurance concentration, and refresh Solvency II stress scenarios to reflect EIOPA priorities.
“EIOPA published its July 2026 Insurance Risk Dashboard, showing risks in the European insurance sector are stable at a medium level, based on Solvency II data from Q1 2026 and end-2025, while noting intensifying cyber and geopolitical risks.”