The Horizon Scan
Published every Monday at 06:00 UTC. A curated synthesis of the week's most significant regulatory signals, enforcement actions, and emerging risk themes — written for CROs, risk committees, and compliance executives at financial institutions.
What You Receive
Weekly Horizon Scan
Every Monday · 06:00 UTC
The flagship briefing. A curated synthesis of the week's most significant regulatory signals, enforcement actions, and emerging risk themes — written for risk executives.
Signal Highlights
Top 5 by materiality score
The five highest-materiality signals from the weekly scan, each with analyst commentary, time-to-materialisation assessment, and linked scenario context.
Regulatory Digest
Jurisdiction-grouped
Jurisdiction-by-jurisdiction regulatory update covering speeches, consultations, enforcement actions, and supervisory guidance issued in the prior week.
Sample Edition
Issue 47 · 6 Jan 2026The Horizon Scan — Issue 47
Week of 6 January 2026 · 14 signals · 9 jurisdictions
Lead Intelligence
This week's monitoring cycle captured an accelerated pattern of supervisory signalling across operational resilience and AI model risk governance. Three themes dominate the horizon: the convergence of model risk expectations across the PRA and ECB; continued APRA pressure on cloud concentration within ADI outsourcing structures; and a widening enforcement posture in MAS digital asset supervision.
The PRA's Dear CEO letter, issued Tuesday, represents the most prescriptive articulation yet of UK model risk expectations for AI-driven decisioning — and sets a precedent that peer regulators are expected to mirror within two quarters. Institutions with material AI exposure in credit and stress-testing models should treat this as an immediate-horizon signal.
This Week's Signals
PRA Issues Dear CEO Letter — AI Model Risk Governance Expectations
APRA Heightens Operational Resilience Expectations Across ADIs
ECB Thematic Review: Material Gaps in Liquidity Stress Scenario Coverage
+11 more signals available to subscribers — including 2 Critical, 4 High severity
Jurisdictions covered
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Archive
47 editionsAI Model Governance Convergence — PRA, ECB Signals Align on Binding Expectations
APRA CPS 230 First Enforcement Action; MAS Digital Asset Framework Finalised
Year-End Review — 2025's Ten Most Material Regulatory Signals
FCA Consumer Duty Post-Implementation Review: Systemic Data Adequacy Gaps
BCBS Consultation on Cryptoasset Exposures — Implications for Capital Frameworks
Full archive available to subscribers — 47 editions from January 2025.